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EARNHEART 

A Pantheon Consulting Group Enterprise 

LEGAL NOTICE & PRIVACY POLICY Governing the use of https://earnheart.online/ 

Effective Date: May 20, 2026 · Version 1.0 

This instrument is published by the operating enterprise for the benefit of all visitors, users, subscribers, account holders, and counterparties (collectively, "you" or "User"). It is organized into compartmentalized sections so that each governing regime — United States law, United Kingdom and European Union law, electronic-records law, and general compliance — may be read and applied independently.

PART I — LEGAL NOTICE 

1. Identification of the Publisher (Impressum) 

The website located at the uniform resource locator https://earnheart.online/ (the "Site") and the brand "Earnheart" are operated within a vertically integrated, four-entity structure. Each entity performs a discrete function and bears discrete responsibility: 

Entity& 

Role / Function

Pantheon 

Consulting Group

Parent and holding entity (Wyoming corporation). Holder of original intellectual property, production libraries, software tools, and analytics infrastructure. Publisher of record for this Site.

Earnheart Express Trust

Asset protection and fiduciary administration.

Earnheart Media 

Nonprofit distribution and publishing.

Earnheart Ltd 

Production and operations.

Registered domicile: State of Wyoming, United States of America. Contact of record: admin@earnheart.online. Postal address: Best Wyoming Registered Agent, 30 N Gould St, Ste R, Sheridan, WY 82801. Where any law requires a single "controller," "publisher," or "data controller," that role is held by Pantheon Consulting Group unless a specific service expressly designates another entity. 

2. Purpose and Scope of the Site 

Earnheart is a digital rights management (DRM) and media-production enterprise. The Site exists to present the enterprise, to publish editorial and multimedia content, and to enable inquiries, newsletter subscription, account creation, and the licensing or purchase of intellectual property and related goods and services. By accessing the Site you acknowledge that you have read, understood, and accepted this Legal Notice and the Privacy Policy set out in Part II. 

3. Intellectual Property and Digital Rights 

All content on the Site — including production libraries, audio, video, editorial works, designs, trademarks, service marks, logos, the "Earnheart" name, proprietary DRM

tooling, source code, and analytics infrastructure — constitutes intellectual property owned by or licensed to Pantheon Consulting Group and is protected under United States copyright law (Title 17, United States Code), the Lanham Act (15 U.S.C. § 1051 et seq.), the Digital Millennium Copyright Act (17 U.S.C. § 1201 et seq.), and the corresponding laws of the United Kingdom, the European Union, and the international treaties administered through the World Intellectual Property Organization (WIPO), including the Berne Convention. 

No license to any intellectual property is granted by implication. Reproduction, distribution, circumvention of technical protection measures, reverse engineering, or commercial exploitation of any asset requires an express written license. Licensing inquiries may be directed to the contact of record. 

4. Financial, Securities & Instruments Disclosure 

Where the enterprise develops, references, or facilitates financial instruments — including but not limited to digital bond issuance, tokenized deposits, trust receipts, negotiable instruments, and other arrangements within the meaning of Articles 8 and 9 of the Uniform Commercial Code — the following applies: 

No offer or solicitation. Nothing on the Site constitutes an offer to sell, or the solicitation of an offer to buy, any security, instrument, or interest, nor financial or investment advice. Any such offering is made, if at all, only through separate definitive documentation to eligible persons. 

Trust Indenture Act of 1939. To the extent any debt security or bond is issued, qualified, or administered for a global user base, the enterprise looks to the Trust Indenture Act of 1939 (15 U.S.C. §§ 77aaa–77bbbb) and its indenture, trustee-eligibility, and reporting framework as the tried-and-tested standard for protecting holders — complemented, where exemptions apply, by the Rule 144A safe harbor (17 C.F.R. § 230.144A) for qualified institutional buyers and by the ICC Uniform Customs and Practice for Documentary Credits and the UNCITRAL model frameworks for cross-border dealings. 

Risk. Financial instruments carry risk, including total loss. Past performance does not indicate future results. 

This disclosure is informational. It states the legal frameworks the enterprise considers so that any counterparty may evaluate matters on its own footing. 

5. Disclaimer of Warranties & Limitation of Liability

The Site and its content are provided "as is" and "as available," without warranty of any kind, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement. The publisher does not warrant that the Site will be uninterrupted, timely, secure, or error-free. To the fullest extent permitted by applicable law, the publisher and its affiliated entities shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from use of the Site. Nothing herein excludes liability that cannot lawfully be excluded (for example, for death or personal injury caused by negligence, or for fraud). 

6. Third-Party Links 

The Site may link to third-party resources. The publisher does not control and is not responsible for the content, policies, or practices of any third-party site. Links are provided for convenience and do not imply endorsement. 

7. Governing Law & Dispute Resolution 

This Legal Notice is governed by the laws of the State of Wyoming and the applicable laws of the United States, without regard to conflict-of-laws principles, and subject to any mandatory consumer-protection rights that the law of a User's home jurisdiction confers and that cannot be waived. The parties may agree to resolve disputes through arbitration; where arbitration applies, it shall be conducted under recognized 

institutional rules, and, for international matters, with reference to the UNCITRAL Arbitration Rules. This clause does not deprive a consumer of the right to bring proceedings in the courts of their place of residence where the law so guarantees. 

8. Changes to this Notice 

The publisher may amend this Legal Notice at any time. The version in force is the one posted on the Site bearing the most recent effective date. Continued use after a change constitutes acceptance of the amended Notice.